{"id":1162,"date":"2018-07-17T06:37:08","date_gmt":"2018-07-17T11:37:08","guid":{"rendered":"https:\/\/www.neirayasociados.com\/?p=1162"},"modified":"2018-07-17T06:37:08","modified_gmt":"2018-07-17T11:37:08","slug":"desaceleracion-golpeo-acceso-de-pymes-al-sector-financiero","status":"publish","type":"post","link":"https:\/\/www.neirayasociados.com\/en\/desaceleracion-golpeo-acceso-de-pymes-al-sector-financiero\/","title":{"rendered":"Desaceleraci\u00f3n golpe\u00f3 acceso de pymes al sector financiero"},"content":{"rendered":"<p>Estudios recientes dan cuenta de una reducci\u00f3n en los saldos de cartera, aumento en la morosidad y baja capacidad de ahorro.<\/p>\n<p>Otro de los indicadores que dan cuenta del impacto del enfriamiento de la econom\u00eda en las pymes, es que se deterior\u00f3 su acceso al sistema financiero formal. <b>En el \u00faltimo a\u00f1o, el saldo de cartera de este segmento disminuy\u00f3, las tasas de morosidad aumentaron, y la capacidad de ahorro tambi\u00e9n se limit\u00f3, seg\u00fan datos de Asobancaria y Anif, con base en estudios recientes.<\/b>Este tema exige atenci\u00f3n, toda vez que, en Colombia, el 96,4 % de las compa\u00f1\u00edas son mipymes, cuyo aporte al PIB es del 40 %, y generan m\u00e1s del 80 % de los puestos de trabajo.<\/p>\n<p>Fuente:\u00a0http:\/\/m.portafolio.co\/economia\/finanzas\/desaceleracion-golpeo-acceso-de-pymes-al-sector-financiero-519140<\/p>\n<p>&nbsp;<\/p>","protected":false},"excerpt":{"rendered":"<p>Estudios recientes dan cuenta de una reducci\u00f3n en los saldos de cartera, aumento en la morosidad y baja capacidad de ahorro. Otro de los indicadores que dan cuenta del impacto del enfriamiento de la econom\u00eda en las pymes, es que se deterior\u00f3 su acceso al sistema financiero formal. En el \u00faltimo a\u00f1o, el saldo de [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":1163,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[19,3,7],"tags":[93,8,32,4,108,107],"class_list":["post-1162","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","category-finanzas-personales","category-negocios","tag-cali","tag-colombia","tag-economia","tag-finanzas","tag-julio","tag-pyme"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Desaceleraci\u00f3n golpe\u00f3 acceso de pymes al sector financiero - Neira y Asociados<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.neirayasociados.com\/en\/desaceleracion-golpeo-acceso-de-pymes-al-sector-financiero\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Desaceleraci\u00f3n golpe\u00f3 acceso de pymes al sector financiero - Neira y Asociados\" \/>\n<meta property=\"og:description\" content=\"Estudios recientes dan cuenta de una reducci\u00f3n en los saldos de cartera, aumento en la morosidad y baja capacidad de ahorro. Otro de los indicadores que dan cuenta del impacto del enfriamiento de la econom\u00eda en las pymes, es que se deterior\u00f3 su acceso al sistema financiero formal. En el \u00faltimo a\u00f1o, el saldo de [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.neirayasociados.com\/en\/desaceleracion-golpeo-acceso-de-pymes-al-sector-financiero\/\" \/>\n<meta property=\"og:site_name\" content=\"Neira y Asociados\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/neirayasociados\" \/>\n<meta property=\"article:published_time\" content=\"2018-07-17T11:37:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.neirayasociados.com\/wp-content\/uploads\/2018\/07\/f407c6fb-080d-4263-ae49-3986816e7252.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"700\" \/>\n\t<meta property=\"og:image:height\" content=\"526\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Director Neira\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@neirayasociados\" \/>\n<meta name=\"twitter:site\" content=\"@neirayasociados\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Director Neira\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.neirayasociados.com\\\/desaceleracion-golpeo-acceso-de-pymes-al-sector-financiero\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.neirayasociados.com\\\/desaceleracion-golpeo-acceso-de-pymes-al-sector-financiero\\\/\"},\"author\":{\"name\":\"Director Neira\",\"@id\":\"https:\\\/\\\/www.neirayasociados.com\\\/#\\\/schema\\\/person\\\/452e6729b8d4e79e5b5a37de0f3d3524\"},\"headline\":\"Desaceleraci\u00f3n golpe\u00f3 acceso de pymes al sector financiero\",\"datePublished\":\"2018-07-17T11:37:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.neirayasociados.com\\\/desaceleracion-golpeo-acceso-de-pymes-al-sector-financiero\\\/\"},\"wordCount\":140,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.neirayasociados.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.neirayasociados.com\\\/desaceleracion-golpeo-acceso-de-pymes-al-sector-financiero\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.neirayasociados.com\\\/wp-content\\\/uploads\\\/2018\\\/07\\\/f407c6fb-080d-4263-ae49-3986816e7252.jpeg\",\"keywords\":[\"cali\",\"Colombia\",\"economia\",\"finanzas\",\"julio\",\"pyme\"],\"articleSection\":[\"Econom\u00eda\",\"Finanzas personales\",\"Negocios\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.neirayasociados.com\\\/desaceleracion-golpeo-acceso-de-pymes-al-sector-financiero\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.neirayasociados.com\\\/desaceleracion-golpeo-acceso-de-pymes-al-sector-financiero\\\/\",\"url\":\"https:\\\/\\\/www.neirayasociados.com\\\/desaceleracion-golpeo-acceso-de-pymes-al-sector-financiero\\\/\",\"name\":\"Desaceleraci\u00f3n golpe\u00f3 acceso de pymes al sector financiero - 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